:: Source :: Great marketing to make people get a Visa... You will get a super cute card of your favourite cartoons. Oh well, I had a pink Hello Kitty one when living in Maine, USA.
The other day I was thinking about my Visa Card and that next month they will charge me 25€ again just to have it. It came out pretty handy when I need to book flights or to sell worldwide in my etsy vintage shop online with paypal. But the truth is I don't need it anymore! I don't know about your country but in Portugal if you have a Debit Card you can get a MB NET associated. You give the amount you want, the bank staff give you a number (like a visa card number) and you can use it during one year, if you don't use the whole money they will give you back.
In the other hand, now you don't need a Credit Card for PayPal, they are accepting Debit Card in your Paypal Account which make me think "Why do I have visa?"
Just not to mention that when you travelling with a Visa and you lose it, you are in trouble. Anyone can use it, no pin code asked when shopping and shopping online is like heaven since they only ask for the details of the card. I don't wanna pay for others purchases, that sucks!
The only positive thing is that there are few countries out there that simply don't accept your debit card. When we were in our East Coast Road Trip in USA, Ana couldn't use her debit card, luckily she had a Credit Card that was working. In Vietnam I used my visa card to withdraw money all the time.
When in doubt about any subject I write down a column with Positive Things and another one with Negative Things, if there are more things in one column then the other, then I just made my decision.
Do you have a Visa Card? For what do you use it? Does your bank charge a lot of fees to have it?